Where’s my refund? When Will You Get Your Tax Refund in 2025

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Tax season has officially begun, and millions of Americans are now receiving their W-2s, 1099s, and other essential tax documents. With taxes back in the spotlight, many are wondering: When will I get my tax refund?

If you’re curious whether new tax laws or political changes will impact this year’s filing, the short answer is not yet. The IRS began accepting returns on January 27, 2025, meaning any significant legislative changes wouldn’t take effect for this tax season.

How long does it take to receive your tax refund?

For nearly 15 years, one of the most frequently asked questions has been, “How soon will I receive my tax refund?” While no one can predict an exact date, we can provide a strong estimate based on IRS processing trends and expert insights.

In general, most taxpayers who e-file their returns and opt for direct deposit receive their refunds within 10 to 21 days. If you file early and your return is accepted promptly, you may see your refund deposited as early as mid-to-late February.

Factors that may affect your refund timeline

While the majority of Americans have straightforward tax returns, several factors can delay refund processing. If any of the following apply to you, expect a slightly longer wait:

  • Earned Income Tax Credit (EITC) or Child Tax Credit (CTC) recipients (additional verification required)
  • Multiple sources of income (e.g., W-2 + 1099)
  • Self-employment or gig work
  • Owning cryptocurrency or foreign assets
  • Major life changes (marriage, divorce, home purchase, etc.)

For individuals with more complex finances, consulting a tax professional such as a CPA or EA can ensure compliance and help maximize deductions.

2025 estimated IRS Tax Refund schedule

Below is a general timeline based on when the IRS accepts your e-filed return. If you choose direct deposit, expect your refund approximately 10 days later. Paper checks typically take an additional week to arrive.

IRS Accepts Your E-Filed ReturnExpected Direct Deposit Date (Paper Check 1 Week Later)
January 27, 2025February 7 – 14
February 3, 2025February 14 – 21
February 10, 2025February 21 – 28
February 17, 2025February 28 – March 7
February 24, 2025March 7 – 14
March 3, 2025March 14 – 21
March 10, 2025March 21 – 28
March 17, 2025March 28 – April 4
March 24, 2025April 4 – 11
March 31, 2025April 11 – 18
April 7, 2025April 18 – 25
April 14, 2025April 25 – May 2
April 21, 2025May 2 – 9
April 28, 2025May 9 – 16
May 5, 2025May 16 – 23
May 12, 2025May 23 – 30
May 19, 2025May 30 – June 6

Important: Taxpayers claiming EITC or CTC may experience additional delays as the IRS verifies eligibility. Additionally, filing during peak season (late March – April 15) may result in longer processing times.

How to track your tax refund status

If you’ve already filed your taxes and want to check the status of your refund, you have several options:

  • Use the “Where’s My Refund?” tool on the IRS website.
  • Download the IRS2Go app for real-time status updates.
  • Consult your tax professional for personalized guidance.

What if you can’t file by April 15, 2025?

If you’re unable to submit your tax return by the April 15 deadline, you can file an extension using Form 4868 (Application for Automatic Extension of Time to File U.S. Individual Income Tax Return). This extension grants you until October 15, 2025, to complete your filing.

Important: While the extension gives you extra time to file, it does not extend the deadline for paying any taxes owed. If you expect to owe, ensure payment is made by April 15 to avoid penalties.

Maximize your refund – hire a Tax Professional

Many taxpayers miss out on valuable deductions and credits simply because they’re unaware of them. Working with a certified tax professional can help ensure accuracy, legal compliance, and potentially boost your refund amount.

If you’re looking for a faster, stress-free tax season, consider seeking professional tax assistance today!

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